Joshua Thomas Finance
Mortgage Brokers
Joshua Thomas Finance
34 Aldworth Ave, Wantage
# Joshua Thomas Finance - Business Description
Joshua Thomas Finance is an independent mortgage and protection advisory firm based in Wantage, Oxfordshire, with over 25 years of combined experience in financial services. The business specializes in guiding property buyers and homeowners through mortgages, remortgages, and financial protection planning.
The team serves a diverse clientele including first-time buyers, homemovers, buy-to-let investors, and those with complex circumstances such as self-employed individuals, contractors, and applicants with impaired credit histories. They've established themselves as specialists in new homes schemes, particularly Help to Buy arrangements, collaborating with multiple developers across Oxfordshire.
What distinguishes Joshua Thomas is their whole-of-market approach combined with personalized service. Rather than steering clients toward specific lenders, they access the full mortgage market to identify genuinely suitable solutions. The team holds strong professional credentials: founder Tom Broad holds CF1 and CF6 qualifications plus a BSc Honours degree, while Josh Rewcastle is CEMAP qualified with a BA Honours degree. Their collaborative approach includes free initial consultations delivered either remotely or via home visits, removing pressure and enabling informed decision-making.
The firm demonstrates proven expertise across niche areas—managing impaired credit applications, small deposits, self-employed mortgages, and specialist schemes. Beyond mortgages, they provide comprehensive protection advice covering life cover, critical illness insurance, income protection, and family income benefit. Their track record includes numerous satisfied clients and industry recognition through previous roles at major institutions like NatWest and Nationwide Building Society.
Joshua Thomas Finance is an independent mortgage and protection advisory firm based in Wantage, Oxfordshire, with over 25 years of combined experience in financial services. The business specializes in guiding property buyers and homeowners through mortgages, remortgages, and financial protection planning.
The team serves a diverse clientele including first-time buyers, homemovers, buy-to-let investors, and those with complex circumstances such as self-employed individuals, contractors, and applicants with impaired credit histories. They've established themselves as specialists in new homes schemes, particularly Help to Buy arrangements, collaborating with multiple developers across Oxfordshire.
What distinguishes Joshua Thomas is their whole-of-market approach combined with personalized service. Rather than steering clients toward specific lenders, they access the full mortgage market to identify genuinely suitable solutions. The team holds strong professional credentials: founder Tom Broad holds CF1 and CF6 qualifications plus a BSc Honours degree, while Josh Rewcastle is CEMAP qualified with a BA Honours degree. Their collaborative approach includes free initial consultations delivered either remotely or via home visits, removing pressure and enabling informed decision-making.
The firm demonstrates proven expertise across niche areas—managing impaired credit applications, small deposits, self-employed mortgages, and specialist schemes. Beyond mortgages, they provide comprehensive protection advice covering life cover, critical illness insurance, income protection, and family income benefit. Their track record includes numerous satisfied clients and industry recognition through previous roles at major institutions like NatWest and Nationwide Building Society.
Services offered
First-time buyer mortgagesRemortgagesBuy-to-let mortgagesHelp to Buy scheme assistanceLife insuranceCritical illness coverIncome protection insuranceFinancial protection planning