# Hallowes Mortgages

Hallowes Mortgages is a family-run mortgage brokerage based in Sheffield, offering comprehensive mortgage and protection services to clients across the UK. With over 25 years of combined experience, the firm specialises in helping first-time buyers, property investors, and those looking to remortgage navigate the often-complex mortgage landscape.

What sets Hallowes Mortgages apart is their commitment to fee-free advice—clients pay no broker fees whatsoever. As partners of the Stonebridge network, they have whole-of-market access to over 90 lenders and thousands of products, enabling them to identify genuinely tailored solutions rather than pushing particular products. This access, combined with their expert advisors' knowledge, removes the stress of shopping around independently.

The firm caters to diverse client needs, from first-time buyers taking their initial steps onto the property ladder to experienced investors seeking buy-to-let mortgages. They also provide protection services including life assurance, income protection, critical illness cover, and family income benefit—ensuring clients are safeguarded against unexpected financial hardship.

Flexibility defines their service delivery. Rather than restricting clients to rigid office hours, Hallowes Mortgages offers phone, video, and face-to-face consultations at times that suit individual schedules. The team is FCA-regulated and fully qualified, delivering professional, transparent guidance at every stage of the mortgage journey. Their business model—built substantially on word-of-mouth referrals—reflects genuine client satisfaction and long-term relationship building.