# Elmo House Financial

Elmo House Financial is a comprehensive financial advisory firm based in Sheffield that consolidates multiple areas of specialist advice under one roof. Founded in early 2021 by Andrew Biggs and Allison Biggs, the firm brings together previously fragmented services to provide clients with integrated financial planning and protection solutions.

The business serves both individuals and businesses, addressing diverse financial needs from personal protection through to corporate risk management. Their client base ranges from families seeking life insurance and income protection to business owners requiring shareholder protection and key person cover, alongside larger organisations managing group risk for employees.

What distinguishes Elmo House Financial is their whole-of-market approach combined with genuine personalisation. Rather than pushing standardised products, they emphasise that each client's circumstances are unique. This philosophy extends across their comprehensive service portfolio: personal and business protection insurance, mortgage lending from across the entire market, group risk solutions for employers, private medical insurance with cashplan options, and estate planning services including will writing and lasting powers of attorney.

The team's professional credentials—both principals hold Cert CII qualifications—provide technical expertise, whilst their collaborative approach ensures clients benefit from coordinated advice across protection, mortgages, health insurance and inheritance planning. By consolidating these typically fragmented services, Elmo House Financial eliminates the need for clients to juggle multiple advisers, streamlining financial decision-making and ensuring holistic protection strategies.