# Terry Surin Secured Loans, Mortgages and Equity Release

Terry Surin is a Financial Conduct Authority-regulated mortgage broker based in Sheerness, serving clients across Kent including Sittingbourne, Maidstone and Medway. With over 30 years of experience, the business specialises in helping clients who might struggle to obtain mortgages through traditional high street lenders, including those with poor credit histories.

The firm distinguishes itself through its inclusive approach to lending, explicitly considering all credit profiles rather than turning away applicants based on previous financial difficulties. Their dual specialism in equity release and secured loans makes them particularly valuable for older homeowners seeking to unlock property value or borrowers needing alternative lending solutions.

What sets Terry Surin apart is their accessibility and responsiveness. The team offers same-day responses to enquiries and provides friendly, obligation-free advice through multiple channels including phone calls, WhatsApp, and callback requests. Rather than adopting corporate distance, proprietors Terry and Lee are directly contactable by personal mobile numbers and landlines, creating a personal service experience uncommon in modern financial services.

The business demonstrates transparency through clear disclaimers about unregulated products and regulatory boundaries, particularly around buy-to-let mortgages. Their provision of practical tools like mortgage and stamp duty calculators adds genuine value beyond advice-giving, whilst their 5-star rating suggests consistent delivery on promises.