The Mortgage Factory
Mortgage Brokers
The Mortgage Factory
2 Queen's Square, Poulton-le-Fylde
# The Mortgage Factory
The Mortgage Factory is an independent mortgage broker based in Poulton-le-Fylde, serving customers across the UK through both in-store locations and an online team. Since 2007, they've built their reputation on a customer-centric approach to mortgage advice, positioning themselves as specialists who guide clients through every stage of the mortgage journey.
Operating with access to over 90 lenders and 12,000 mortgage products, the business works with first-time buyers, existing homeowners seeking remortgages, self-employed professionals, and buy-to-let investors. Rather than pushing clients towards specific products, they emphasise unbiased advice and clear communication about financial circumstances and options.
What distinguishes The Mortgage Factory is their "manufacturing" philosophy—treating mortgage acquisition as a structured process with three distinct stages. During the Design phase, advisors assess individual circumstances and financial positions without sales pressure. The Package stage covers diverse scenarios from first purchases to investment properties. Finally, the Process stage handles evaluation and mortgage certificates before funds release at completion.
The business addresses a gap in the market by helping clients when other lenders or brokers haven't—whether due to complex circumstances, self-employment status, or unusual financial situations. Their commitment to knowledge, attention to detail, competitive rates, and proactive support differentiates them from high-street alternatives. With both remote and face-to-face consultation options, they provide accessibility alongside expert guidance.
The Mortgage Factory is an independent mortgage broker based in Poulton-le-Fylde, serving customers across the UK through both in-store locations and an online team. Since 2007, they've built their reputation on a customer-centric approach to mortgage advice, positioning themselves as specialists who guide clients through every stage of the mortgage journey.
Operating with access to over 90 lenders and 12,000 mortgage products, the business works with first-time buyers, existing homeowners seeking remortgages, self-employed professionals, and buy-to-let investors. Rather than pushing clients towards specific products, they emphasise unbiased advice and clear communication about financial circumstances and options.
What distinguishes The Mortgage Factory is their "manufacturing" philosophy—treating mortgage acquisition as a structured process with three distinct stages. During the Design phase, advisors assess individual circumstances and financial positions without sales pressure. The Package stage covers diverse scenarios from first purchases to investment properties. Finally, the Process stage handles evaluation and mortgage certificates before funds release at completion.
The business addresses a gap in the market by helping clients when other lenders or brokers haven't—whether due to complex circumstances, self-employment status, or unusual financial situations. Their commitment to knowledge, attention to detail, competitive rates, and proactive support differentiates them from high-street alternatives. With both remote and face-to-face consultation options, they provide accessibility alongside expert guidance.
Services offered
First Time Buyer MortgagesRemortgage ServicesBuy To Let MortgagesSelf-Employed MortgagesMortgage in Principle CertificatesProperty Completion ArrangementsMortgage Advice and ConsultationPortfolio Expansion Services