# Self Employed Mortgages - Pinner

Self Employed Mortgages is a specialist independent mortgage broker based in Pinner, dedicated to helping self-employed professionals and business owners secure competitive mortgage deals. With access to every self-employed friendly lender on the market, they match clients to appropriate lenders regardless of their trading structure or payment method.

The firm serves sole traders, company directors, partnerships, limited company contractors and umbrella company workers. They specialise in navigating the complexities that frustrate self-employed applicants on the High Street: misaligned mortgage criteria and tax returns, irregular income, limited trading history, and securing mortgages with just one year's accounts.

What sets Self Employed Mortgages apart is their founding team's personal experience. Every advisor has been self-employed themselves, providing genuine insight into the challenges clients face. This specialist knowledge translates to tangible advantages: they understand how to highlight true mortgage affordability beyond basic drawings and salary figures, particularly for limited company directors employing tax-efficient strategies.

As 100% independent brokers, they maintain daily relationships with lenders, giving them real-time knowledge of application processing capacity and changing criteria. They've successfully helped clients who've already failed direct applications through their extended network. Rather than employing generic High Street approaches, they deploy tailored strategies based on individual circumstances, making the entire process straightforward and hassle-free. Their award-winning credentials underscore their expertise and commitment to securing the best mortgage rates available.