# Pentire Financial

Pentire Financial is an independent mortgage advisory firm based in Newquay, Cornwall, specialising in whole-of-market mortgage advice and brokerage services. Founded on the principle of impartial guidance, the firm operates independently of any single lender, ensuring clients receive genuinely unbiased recommendations tailored to their circumstances.

The business serves first-time buyers, homebuyers, remortgagers, and property investors across Cornwall and beyond. Their client base ranges from employed and self-employed individuals to those with adverse credit histories, demonstrating expertise in both straightforward and complex mortgage cases including right-to-buy schemes and multi-property portfolios.

What distinguishes Pentire Financial is their comprehensive, hands-on approach. Beyond securing mortgages, they provide ongoing support throughout the entire mortgage term, proactively reviewing clients' options as fixed-rate periods end. This continuity ensures clients capitalise on savings opportunities and adapt their mortgages to evolving circumstances. The firm also extends into complementary areas including mortgage protection insurance, family protection products, and home insurance coordination, positioning themselves as genuine one-stop advisers rather than transactional brokers.

Their accessibility—offering free initial consultations via Zoom or telephone, plus home visits—reflects a commitment to removing barriers to quality financial guidance. The adviser emphasises first-class, approachable service, recognising that property decisions profoundly impact family security and lifestyle choices.