# Newquay Mortgage & Pensions Ltd

Newquay Mortgage & Pensions is a Cornwall-based independent financial advisory firm with over 25 years' experience serving individuals and families throughout the region. The firm specialises in providing comprehensive face-to-face financial planning guidance across mortgages, pensions, investments and protection insurance.

The business caters to homebuyers seeking residential mortgages, property investors exploring buy-to-let options, and those considering equity release. On the pensions side, they advise on personal pensions, retirement planning, company pension schemes and other pension products. Their investment services cover lump sum investments, regular savings plans and tax-efficient vehicles, whilst their protection offerings include personal, business, later life and estate planning insurance.

What distinguishes Newquay Mortgage & Pensions is their commitment to whole-of-market independent advice combined with genuine local accessibility. Rather than representing single providers, they search the entire market to find solutions tailored to individual circumstances. The team takes time to understand clients' specific goals before making recommendations, providing transparent advice and ongoing support as situations evolve. Customer testimonials highlight their professionalism, knowledge and conscientiousness—with clients praising their personable approach and willingness to help regardless of query size.

Regulated by the Financial Conduct Authority, the firm bridges the gap between national expertise and community-level service, offering the rigour of a professional advisory business with the approachability of trusted local advisers. They provide a complimentary initial one-to-one consultation to discuss financial needs.