# Andrew Faulkner - Mortgage and Protection

Andrew Faulkner operates as an independent mortgage adviser and protection specialist based in Manchester, serving clients across the North West who need expert guidance navigating the UK mortgage market and securing appropriate insurance protection.

As a dedicated mortgage broker, Andrew works with clients at various life stages—first-time buyers, remortgagers, and those seeking better deals on existing properties. His mortgage expertise covers residential mortgages, helping clients understand their options, improve their affordability, and secure competitive rates from across the lending market. Rather than being tied to a single lender, independent brokers like Andrew can access a wider range of products and potentially negotiate better terms for their clients.

The protection side of his business addresses a critical gap many overlook. Andrew advises on life insurance, income protection, and mortgage-related protection products that safeguard families and finances against unexpected circumstances. This combined approach distinguishes his service—he understands that obtaining a mortgage is only part of the equation; protecting that investment and ensuring families aren't left vulnerable matters equally.

Working independently allows Andrew to prioritise clients' needs over commission-heavy products. Based in Manchester, he serves a diverse client base, from young professionals buying their first home to established families managing their mortgages strategically. His dual specialisation in mortgages and protection means clients receive comprehensive financial advice rather than siloed recommendations, ensuring their borrowing decisions align with appropriate safeguards.