# Thomas Group Financial Services

Thomas Group Financial Services is an independent mortgage broker based in Longfield with access to every rate available on the intermediary market. They specialise in complex and non-standard lending scenarios that high street banks typically decline.

The firm serves a diverse clientele, from first-time buyers to experienced property investors and high-net-worth individuals. They work with self-employed professionals, foreign nationals, expats, and those with unconventional income sources or credit histories. Their expertise extends to portfolio landlords managing multiple properties and commercial operators seeking specialist finance.

What distinguishes Thomas Group is their breadth of lending solutions and market access. Rather than being confined to standard residential mortgages, they arrange finance for buy-to-let properties, houses in multiple occupation (HMOs), commercial premises including hotels and retail units, self-build projects, and even asset-backed lending for art, watches and luxury vehicles. They've secured BMA 2025 Winner recognition, validating their industry standing.

Their brokers navigate private banks, foreign currency mortgages, and complex structures that mainstream lenders won't touch. Whether clients need a quick bridging loan or long-term portfolio consolidation, Thomas Group identifies solutions tailored to individual circumstances. They're not constrained by property type, location, or property value—they'll consider applications others reject. Their dual phone lines reflect their capacity: one for new enquiries and one dedicated to managing mortgages already in progress.