# Kingswood Associates: Business Description

Kingswood Associates is a specialist debt advisory and structured finance firm based in London, with nearly three decades of expertise in the property finance sector. Founded in 1997, the company has established itself as one of the UK's leading providers of commercial and residential property financing solutions.

The firm serves property developers, investors, and homebuyers who require sophisticated funding strategies beyond traditional banking. Their clientele ranges from residential property investors seeking buy-to-let mortgages to large-scale commercial developers requiring complex, multi-layered financing structures.

What distinguishes Kingswood Associates is their deep specialisation in complex property development finance. Rather than offering generic lending products, they construct tailored funding solutions that might combine senior debt with mezzanine finance, preferred equity, or bridging arrangements—strategies essential for ambitious development projects that conventional lenders won't support. Their experience spans challenging scenarios including stretch senior development finance and VAT bridging arrangements.

The company's competitive advantage lies in their advisory approach. They don't simply approve applications; their team provides expert guidance to identify the most suitable and cost-effective funding options for each client's specific circumstances. Client testimonials consistently highlight their professionalism, responsiveness, and the quality of their service teams, particularly their buy-to-let and commercial mortgage specialists. This combination of technical expertise, bespoke structuring capability, and genuine client service has enabled them to maintain strong relationships and repeat business over 28 years of operation.