# Mortgage Broker Liverpool

NeedingAdvice.co.uk is an FCA-regulated mortgage brokerage serving Liverpool and the wider North West. They operate as a whole-of-market broker, meaning they search thousands of mortgage deals across the entire lending landscape — not just high street banks. This access includes specialist lenders and products unavailable to direct applicants.

The team is led by Damian Youell, Senior Mortgage Broker and Company Director, known for handling complex cases with clarity and transparency. Their approach prioritises client needs over commission-driven sales, encapsulated in their motto: "Your Need Ahead of Ours." The firm recognises Liverpool's diverse property market, from Georgian terraces in Toxteth to modern waterfront developments, and tailors advice accordingly.

They serve first-time buyers navigating their initial purchase, homeowners seeking remortgages for better rates or equity release, landlords investing in Liverpool's strong rental market, and self-employed individuals with non-standard income. The team includes Matthew Shufflebotham, Sumaiya Patel (who speaks Punjabi and Urdu), Romany Youell (Independent Financial Adviser), and Miles Turner (Client Relationship Manager).

What sets them apart is their commitment to plain-English explanations without jargon, hands-on service from experienced brokers, and specialist expertise in complex applications. Rather than steering clients toward easy-to-sell products, they focus on genuinely suitable solutions. They also provide comprehensive financial planning support beyond mortgages, including pension and inheritance tax advice.