# LTC Mortgages

LTC Mortgages is an independent mortgage broker based in Liverpool, providing personalised mortgage advice and brokerage services to individuals and businesses across the region. Led by experienced advisor Liam Coker, who brings two decades of financial services expertise, the firm distinguishes itself through a commitment to simplicity, speed, and local face-to-face support.

The business caters to diverse client needs, from first-time buyers taking their initial steps onto the property ladder, to existing homeowners seeking remortgage deals, and property investors building their portfolios. They also support business owners and property investors through specialist commercial finance solutions.

What sets LTC Mortgages apart is their efficiency—they can deliver a Mortgage in Principle within just three hours of application, removing unnecessary delays from the buying process. Rather than relying solely on digital transactions, they maintain a friendly local team available for direct consultation, understanding that significant financial decisions benefit from personal guidance and explanation.

Their service extends beyond mortgages into comprehensive financial protection through insurance offerings, including life insurance, critical illness cover, and income protection. This holistic approach means clients can address multiple financial needs through one trusted advisor. The firm has built strong credibility within the Liverpool community, evidenced by their Google reviews and positioning as a trusted local broker rather than a faceless corporate entity.