# Stewart Financial - Business Description

Stewart Financial is an independent mortgage advisory firm established in 2005, serving clients throughout Kent from offices in Maidstone, Ashford, and Folkestone. Specialising in residential and buy-to-let mortgages, they provide personalised financial guidance to first-time buyers, existing homeowners seeking remortgage options, and property investors.

The firm distinguishes itself through its independence from any single lender, providing access to a wide range of mortgage products and insurance providers across the market. This allows them to identify solutions tailored to individual circumstances rather than pushing proprietary products. Their key differentiator is the commitment to offering free mortgage consultations within 24 hours of request, Monday to Saturday—a significant advantage given that high street bank appointments often involve three-week waiting times due to widespread branch closures.

Stewart Financial's approach emphasises long-term client relationships and ongoing support rather than one-off transactions. They recognise that mortgages represent substantial, lengthy financial commitments requiring ongoing review and evaluation as circumstances and market conditions change. Service delivery is flexible, accommodating appointments in their offices, over the telephone, or at clients' homes.

The team comprises qualified and experienced advisors capable of handling straightforward first-time purchases through to complex portfolios of multiple investment properties. Their emphasis on professional guidance reflects their understanding that property purchases represent some of the most significant decisions clients will make financially.