Art of Mortgage
Mortgage Brokers
Art of Mortgage
10 Whitaker Gardens, Derby
# Art of Mortgage - Derby
Art of Mortgage is a mortgage brokerage firm operating as an Appointed Representative of Ingard Financial Limited, regulated by the Financial Conduct Authority. Based in Derby, they specialise in creating bespoke mortgage solutions tailored to individual client circumstances.
The firm serves a broad client base including first-time buyers, property investors, remortgagers, and those seeking commercial or buy-to-let mortgages. They cater to clients with complex financial situations, non-standard requirements, or those struggling to obtain mortgages through traditional high street lenders.
What distinguishes Art of Mortgage is their extensive access to the mortgage market. With over 689 products from 68+ lenders and banks—including major institutions like Barclays, HSBC, and Nationwide, alongside specialist lenders such as Kensington and Landbay—they possess significantly greater product choice than individual lenders. This breadth enables them to identify genuinely competitive rates and terms rather than limiting clients to a single provider's offerings.
Their approach emphasises personalised service, offering a free initial consultation to understand each client's specific circumstances. The team leverages their knowledge of niche lenders who specialise in overlooked segments, such as those with credit challenges, self-employed borrowers, or unusual property types. Rather than applying shotgun approaches, they strategically match clients with appropriate lenders, reducing rejection risk and protecting credit files from multiple hard searches.
Art of Mortgage is a mortgage brokerage firm operating as an Appointed Representative of Ingard Financial Limited, regulated by the Financial Conduct Authority. Based in Derby, they specialise in creating bespoke mortgage solutions tailored to individual client circumstances.
The firm serves a broad client base including first-time buyers, property investors, remortgagers, and those seeking commercial or buy-to-let mortgages. They cater to clients with complex financial situations, non-standard requirements, or those struggling to obtain mortgages through traditional high street lenders.
What distinguishes Art of Mortgage is their extensive access to the mortgage market. With over 689 products from 68+ lenders and banks—including major institutions like Barclays, HSBC, and Nationwide, alongside specialist lenders such as Kensington and Landbay—they possess significantly greater product choice than individual lenders. This breadth enables them to identify genuinely competitive rates and terms rather than limiting clients to a single provider's offerings.
Their approach emphasises personalised service, offering a free initial consultation to understand each client's specific circumstances. The team leverages their knowledge of niche lenders who specialise in overlooked segments, such as those with credit challenges, self-employed borrowers, or unusual property types. Rather than applying shotgun approaches, they strategically match clients with appropriate lenders, reducing rejection risk and protecting credit files from multiple hard searches.
Services offered
Residential mortgage adviceBuy-to-let mortgage solutionsCommercial mortgage brokerageRemortgage consultationFirst-time buyer guidanceSpecialist lending for complex casesMortgage protection insuranceFinancial consultation