A P R Money Ltd
Mortgage Brokers
A P R Money Ltd
Suite 7, Derby
# A P R Money Ltd
A P R Money is an independent mortgage and financial services broker based in Derby with 15 years of industry experience. The firm specialises in sourcing tailored mortgage solutions across residential, buy-to-let, and commercial properties throughout the UK, working with clients regardless of their financial circumstances.
The three-person team—Paul Toon, Richard Lester, and Adam Sentance—distinguish themselves through genuinely impartial advice centred entirely on individual client needs rather than pushing particular products. Their approach begins with comprehensive fact-finding to understand each client's circumstances and objectives before making personal recommendations.
Beyond mortgages, A P R Money provides holistic financial protection through life insurance, critical illness cover, buildings and contents insurance, and private medical cover. This integrated offering means clients can consolidate their financial arrangements with advisers who understand their complete picture.
What sets them apart is their commitment to transparency and ongoing support. Clients repeatedly praise their communication style—they explain complex matters clearly, maintain regular contact throughout processes, and genuinely care about outcomes. The testimonials highlight how advisers like Richard go beyond transactional service, following up with clients and proactively arranging additional protection once trust is established.
For those seeking mortgage advice without sales pressure, combined with accessible protection planning, A P R Money offers a refreshingly personal alternative to larger brokerages. Their willingness to work with diverse financial situations and their reputation for thorough, honest guidance makes them particularly valuable for clients navigating complex property finance decisions.
A P R Money is an independent mortgage and financial services broker based in Derby with 15 years of industry experience. The firm specialises in sourcing tailored mortgage solutions across residential, buy-to-let, and commercial properties throughout the UK, working with clients regardless of their financial circumstances.
The three-person team—Paul Toon, Richard Lester, and Adam Sentance—distinguish themselves through genuinely impartial advice centred entirely on individual client needs rather than pushing particular products. Their approach begins with comprehensive fact-finding to understand each client's circumstances and objectives before making personal recommendations.
Beyond mortgages, A P R Money provides holistic financial protection through life insurance, critical illness cover, buildings and contents insurance, and private medical cover. This integrated offering means clients can consolidate their financial arrangements with advisers who understand their complete picture.
What sets them apart is their commitment to transparency and ongoing support. Clients repeatedly praise their communication style—they explain complex matters clearly, maintain regular contact throughout processes, and genuinely care about outcomes. The testimonials highlight how advisers like Richard go beyond transactional service, following up with clients and proactively arranging additional protection once trust is established.
For those seeking mortgage advice without sales pressure, combined with accessible protection planning, A P R Money offers a refreshingly personal alternative to larger brokerages. Their willingness to work with diverse financial situations and their reputation for thorough, honest guidance makes them particularly valuable for clients navigating complex property finance decisions.
Services offered
Residential mortgagesBuy-to-let mortgagesCommercial property mortgagesLife insuranceCritical illness coverBuildings insuranceContents insurancePrivate medical insurance