Mortgage Eye
Mortgage Brokers
Mortgage Eye
61 North Hill, Colchester
# Mortgage Eye
Mortgage Eye, based in Colchester, is a financial advisory firm specialising in mortgage solutions and related protection products. Operating as an Appointed Representative of Quilter Financial Services Limited, the business is regulated by the Financial Conduct Authority and serves UK consumers seeking expert guidance on significant financial decisions.
The firm helps clients navigate residential mortgages, buy-to-let investments, and equity release solutions including lifetime mortgages—products particularly valuable for older homeowners looking to unlock their property's value. Beyond mortgages, Mortgage Eye advises on life assurance, income protection, and insurance products including buildings and contents cover, alongside mortgage payment protection.
What distinguishes Mortgage Eye is its focus on equity release as a specialised offering. The team recognises this complex area requires careful consideration, particularly regarding estate value reduction and means-tested benefits implications. Rather than pushing products, they encourage clients to think carefully and seek proper recommendations tailored to individual circumstances.
The business operates with transparent fee structures: £350 for standard residential and buy-to-let mortgages (rising to £500 for complex cases), and £1,000 for lifetime mortgages, with additional commission from lenders. This dual-fee model is clearly disclosed upfront.
Andrew Pockett, the principal adviser, combines accessibility with credibility—offering personal service from a Colchester high street location whilst maintaining full FCA compliance and robust complaint procedures through Quilter's infrastructure and the Financial Ombudsman Service pathway.
Mortgage Eye, based in Colchester, is a financial advisory firm specialising in mortgage solutions and related protection products. Operating as an Appointed Representative of Quilter Financial Services Limited, the business is regulated by the Financial Conduct Authority and serves UK consumers seeking expert guidance on significant financial decisions.
The firm helps clients navigate residential mortgages, buy-to-let investments, and equity release solutions including lifetime mortgages—products particularly valuable for older homeowners looking to unlock their property's value. Beyond mortgages, Mortgage Eye advises on life assurance, income protection, and insurance products including buildings and contents cover, alongside mortgage payment protection.
What distinguishes Mortgage Eye is its focus on equity release as a specialised offering. The team recognises this complex area requires careful consideration, particularly regarding estate value reduction and means-tested benefits implications. Rather than pushing products, they encourage clients to think carefully and seek proper recommendations tailored to individual circumstances.
The business operates with transparent fee structures: £350 for standard residential and buy-to-let mortgages (rising to £500 for complex cases), and £1,000 for lifetime mortgages, with additional commission from lenders. This dual-fee model is clearly disclosed upfront.
Andrew Pockett, the principal adviser, combines accessibility with credibility—offering personal service from a Colchester high street location whilst maintaining full FCA compliance and robust complaint procedures through Quilter's infrastructure and the Financial Ombudsman Service pathway.
Services offered
Residential mortgagesBuy-to-let mortgagesLifetime mortgagesEquity release adviceLife assuranceIncome protectionBuildings insuranceContents insurance