# Mortgages by Magda

Mortgages by Magda is a mortgage brokerage and protection insurance service based in Chippenham, operated by qualified adviser Magdalena Reglewska. The business serves UK consumers seeking mortgages and insurance protection, operating as an appointed representative of HL Partnership Limited under Financial Conduct Authority regulation.

The service caters to diverse borrower needs, from first-time buyers navigating their initial property purchase through to experienced investors exploring buy-to-let opportunities. Existing homeowners seeking to remortgage also benefit from the brokerage's expertise. What distinguishes this service is access to exclusive mortgage products unavailable to direct consumers—including deals from high street lenders reserved for brokers and lending products from lenders who don't deal with the public directly.

Rather than overwhelming clients with confusing online comparison sites, Magda provides personalised advisory based on extensive experience. She simplifies the application process, helping clients understand whether they meet specific lender requirements and identifying potential drawbacks before commitment.

Beyond mortgages, the business offers comprehensive protection solutions including life insurance, critical illness cover, income protection, and buildings and contents insurance. This holistic approach ensures clients' long-term financial security alongside their property investments.

The adviser emphasises transparency about costs and accessibility, offering telephone and in-person consultations for those finding the process daunting.