# CKS Associates

CKS Associates, based in Chatham, is an independent financial advisory firm that has been helping clients build and manage investment portfolios since 1997. The business specialises in creating bespoke investment strategies tailored to individual risk tolerances and long-term financial objectives.

The firm serves retail clients seeking guidance across a comprehensive range of financial services. Their client base typically includes individuals planning for retirement, managing investments, navigating tax implications, and structuring their estates. CKS works with clients at all stages of their financial journey, from those just beginning to plan through to established investors seeking portfolio optimisation.

What distinguishes CKS Associates is their transparent approach and depth of expertise. They begin every engagement by clarifying their fee structure and explaining available options before conducting detailed analysis of clients' goals against current portfolios. The team comprises five fully qualified advisers, each holding relevant professional qualifications including Diploma in Financial Planning and CeMAP accreditation. Their collective experience spans investment management, protection, general insurance, mortgages and pensions.

The firm is built on a foundation of ethics and integrity, with all advisers being fully licensed and regulated by the Financial Conduct Authority. Rather than pushing proprietary products, CKS delivers impartial recommendations designed specifically around each client's circumstances. Their partnership structure—led by founder Ken Slater alongside Andrew Slater and Ann—ensures continuity and personal accountability that distinguishes them from larger corporate operations.