# Root Mortgage Services

Root Mortgage Services is a Birkenhead-based mortgage brokerage established in 2021, specialising in helping clients navigate every stage of the property journey with expert guidance and personalised support. Led by Director Rhys Davidson, who brings over 10 years of industry experience, the team combines deep mortgage knowledge with a genuine commitment to client success.

The firm serves four distinct client groups: first-time buyers receive completely free advice and introductions to trusted solicitors and surveyors; homemovers benefit from the team's strong relationships with estate agents built over a decade in the property sector; those remortgaging gain access to comprehensive market analysis to secure optimal deals; and buy-to-let investors—both new and experienced—receive specialist guidance on structuring investments through personal names or limited companies, particularly valuable given current tax considerations for landlords.

What sets Root Mortgage Services apart is their five-star Google rating, reflecting their commitment to stress-free guidance throughout the entire process. The team has grown strategically, with Francesca McDonald bringing eight years of financial services expertise in first-time buyer and homebuyer support, and Megan Davies joining in 2025 with extensive experience as an in-house mortgage advisor for the UK's largest estate agent. This combination of specialist knowledge, industry relationships, and genuine client-focused approach means Root Mortgage Services offers not just mortgage advice, but comprehensive property journey support from initial inquiry through completion.