# Mikes Addlestone Mortgages

Operating under the NEXGEN Finance brand, Mikes Addlestone Mortgages is a specialist mortgage brokerage serving property investors and homebuyers across Surrey and the wider South. The firm distinguishes itself through deep expertise across multiple mortgage categories, offering far more than standard residential solutions.

The business caters to first-time buyers seeking straightforward residential mortgages, experienced property investors pursuing buy-to-let portfolios, and specialist investors in the HMO (house in multiple occupation) sector. They also serve business owners and commercial enterprises requiring tailored financing solutions. This broad client base reflects their comprehensive market knowledge.

What sets Mikes Addlestone Mortgages apart is their specialist focus on complex investment mortgages rather than high-street banking simplicity. Their brokers navigate intricate regulatory requirements—particularly valuable for HMO investors managing licensing and compliance—whilst leveraging relationships with multiple lenders to secure competitive rates. They provide strategic advisory beyond mortgage mechanics, including rental yield calculations, tax implication guidance, and portfolio expansion strategies.

The team emphasises personalised solutions aligned to individual financial goals, whether clients are maximising investment returns or achieving homeownership dreams. Their intermediary portal indicates they also support financial advisors and mortgage professionals seeking brokerage partnerships. Protection services round out their offering, safeguarding clients' financial security through appropriate insurance coverage.