# Breakthrough Mortgage & Financial Services Ltd

Breakthrough Mortgage & Financial Services Ltd is an independent mortgage brokerage based in Abergavenny, strategically positioned to serve clients across South Wales and the Southwest. As specialist brokers, they distinguish themselves by offering comprehensive financial guidance rather than pushing customers toward a single lender—a model that saves clients both time and money whilst reducing application stress.

The firm caters to a remarkably diverse clientele. First-time buyers receive dedicated support navigating their initial property purchase, whilst experienced homeowners benefit from expert remortgage advice to optimise their current arrangements. Property investors and landlords are served through dedicated buy-to-let expertise, and the team works with entrepreneurs seeking commercial mortgages for owner-occupied or investment properties.

What sets Breakthrough apart is their whole-of-market approach combined with specialised knowledge across multiple mortgage types. Beyond standard residential mortgages, they navigate the complexities of shared ownership schemes—a niche area many brokers handle poorly. Their commercial mortgage division extends their reach to business clients requiring property financing.

Equally important is their protection services offering. Recognising that mortgages represent significant financial commitments, they provide life and critical illness insurance consultations to ensure clients' families and investments remain protected against unforeseen circumstances.

This combination of breadth—covering everything from first-time buyer mortgages to commercial lending—alongside specialist expertise in complex areas like shared ownership and comprehensive protection planning, positions Breakthrough as a full-service financial partner rather than a transactional broker.