DJ Hearne Mortgage Advisor
Mortgage Brokers
DJ Hearne Mortgage Advisor
24 Penwethers Cres, Truro
# DJ Hearne Mortgage Advisor
DJ Hearne is a mortgage advisory practice based in Truro, serving first-time buyers and homeowners across the South West. Led by Darren Hearne, a mortgage and protection advisor with extensive local expertise, the business specialises in navigating the region's unique property challenges and securing competitive mortgage solutions.
What distinguishes DJ Hearne is its deep understanding of South West-specific issues that affect mortgageability. The advisor educates clients about mundic—a problematic building material found in pre-1960s properties—and historic mining areas that may require costly surveys. This local knowledge prevents costly mistakes and ensures clients secure properties that lenders will actually finance.
The service covers the entire mortgage journey, from initial consultation through to completion. DJ Hearne helps clients understand how much they can borrow, identifies suitable lenders, and secures competitive mortgage offers. The practice specialises in first-time buyer mortgages and shared ownership schemes, providing clarity on lending criteria and available options.
Beyond mortgages, DJ Hearne offers comprehensive protection services, including life insurance, critical illness cover, and income protection—ensuring clients safeguard their financial security and family welfare alongside their property investment.
Operating both online and in-person, the business combines personalised, friendly service with professional expertise. By removing complexity from a major life decision, DJ Hearne enables clients to progress with confidence from property hunting to completion.
DJ Hearne is a mortgage advisory practice based in Truro, serving first-time buyers and homeowners across the South West. Led by Darren Hearne, a mortgage and protection advisor with extensive local expertise, the business specialises in navigating the region's unique property challenges and securing competitive mortgage solutions.
What distinguishes DJ Hearne is its deep understanding of South West-specific issues that affect mortgageability. The advisor educates clients about mundic—a problematic building material found in pre-1960s properties—and historic mining areas that may require costly surveys. This local knowledge prevents costly mistakes and ensures clients secure properties that lenders will actually finance.
The service covers the entire mortgage journey, from initial consultation through to completion. DJ Hearne helps clients understand how much they can borrow, identifies suitable lenders, and secures competitive mortgage offers. The practice specialises in first-time buyer mortgages and shared ownership schemes, providing clarity on lending criteria and available options.
Beyond mortgages, DJ Hearne offers comprehensive protection services, including life insurance, critical illness cover, and income protection—ensuring clients safeguard their financial security and family welfare alongside their property investment.
Operating both online and in-person, the business combines personalised, friendly service with professional expertise. By removing complexity from a major life decision, DJ Hearne enables clients to progress with confidence from property hunting to completion.
Services offered
First-time buyer mortgage adviceShared ownership mortgagesRemortgagingLife insuranceCritical illness coverIncome protectionAgreement in principleMortgage protection advice