Expert Financial - Mortgage & Protection
Mortgage Brokers
Expert Financial - Mortgage & Protection
8 The Pavement, St. Ives
# Expert Financial - Mortgage & Protection
Expert Financial is an independent mortgage broker based in St Ives, serving clients throughout Cambridgeshire including Cambridge, Huntingdon, and St Neots. The firm specialises in whole-of-market mortgage advice, drawing from over 90 lenders including major names like Barclays, HSBC, Nationwide, and Santander to find tailored solutions for diverse client needs.
The business caters to first-time buyers navigating their initial property purchase, home movers seeking better rates or terms, and those remortgaging existing properties. They also serve more complex cases including self-employed individuals with variable income, buy-to-let investors, shared ownership buyers, and clients with previous credit difficulties. Their mortgage review service helps existing borrowers assess whether their current deals remain competitive.
What distinguishes Expert Financial is their commitment to personalised, stress-free guidance. They offer flexible meeting options—in-person consultations at their St Ives office or online appointments for UK-wide clients. Beyond mortgages, they provide comprehensive financial protection through life insurance, critical illness cover, and income protection products, recognising that securing a home requires safeguarding against life's uncertainties. They also offer equity release solutions for later-life homeowners seeking to unlock their property's value without relocating.
Their approach emphasises clarity and accessibility, with responsive customer service evidenced by positive reviews highlighting professional advisors like Lucy and Matt who manage the entire process meticulously.
Expert Financial is an independent mortgage broker based in St Ives, serving clients throughout Cambridgeshire including Cambridge, Huntingdon, and St Neots. The firm specialises in whole-of-market mortgage advice, drawing from over 90 lenders including major names like Barclays, HSBC, Nationwide, and Santander to find tailored solutions for diverse client needs.
The business caters to first-time buyers navigating their initial property purchase, home movers seeking better rates or terms, and those remortgaging existing properties. They also serve more complex cases including self-employed individuals with variable income, buy-to-let investors, shared ownership buyers, and clients with previous credit difficulties. Their mortgage review service helps existing borrowers assess whether their current deals remain competitive.
What distinguishes Expert Financial is their commitment to personalised, stress-free guidance. They offer flexible meeting options—in-person consultations at their St Ives office or online appointments for UK-wide clients. Beyond mortgages, they provide comprehensive financial protection through life insurance, critical illness cover, and income protection products, recognising that securing a home requires safeguarding against life's uncertainties. They also offer equity release solutions for later-life homeowners seeking to unlock their property's value without relocating.
Their approach emphasises clarity and accessibility, with responsive customer service evidenced by positive reviews highlighting professional advisors like Lucy and Matt who manage the entire process meticulously.
Services offered
First-time buyer mortgagesRemortgagesBuy-to-let mortgagesSelf-employed mortgagesBad credit mortgagesLife insuranceCritical illness coverEquity release