# Oxhey Finance Ltd - Business Description

Oxhey Finance is a mortgage and insurance advisory firm based in Harrow, specialising in providing tailored financial solutions to diverse client circumstances. The business distinguishes itself through access to extensive market choice rather than being tied to a single lender, enabling them to source competitive rates and exclusive deals across the mortgage landscape.

The firm serves a broad clientele including employed professionals, self-employed individuals, company directors, daily-rate contractors and those requiring guarantors. They demonstrate particular expertise in supporting high net worth clients (minimum £300,000 annual net income or £3m net assets) and specialise in niche finance products including development finance and second charge mortgages—services typically unavailable through standard high street lenders.

What sets Oxhey Finance apart is their commitment to ethical, customer-centric advice. Rather than pushing specific products, they conduct thorough financial assessments, ask pertinent questions about client circumstances and attitudes, and verify information to ensure recommendations genuinely align with individual needs. This consultative approach prioritises client interests over commission-driven sales.

Their service scope encompasses mortgage searches for purchases and remortgages, debt consolidation, insurance protection for assets and dependents, and specialist lending for property development. By offering comprehensive financial guidance across protection, lending and insurance, Oxhey Finance positions itself as a single point of contact for clients seeking independent financial counsel rather than visiting individual lenders with limited product ranges.