RS Mortgages NE Ltd
Mortgage Brokers
RS Mortgages NE Ltd
12-13 Lansdowne Ter, Newcastle upon Tyne
# RS Mortgages NE Ltd
RS Mortgages NE Ltd is an independent mortgage and protection broker based in Gosforth, Newcastle-upon-Tyne, founded by Richard Sullivan to deliver personalised financial guidance to homebuyers and property investors across the North East and beyond.
The business serves first-time buyers, homeowners seeking remortgages, self-employed professionals, and landlords requiring buy-to-let and limited company mortgages. Whether clients need conventional residential mortgages, Help-to-Buy schemes, or secured loans, RS Mortgages provides comprehensive analysis of individual circumstances to source competitive rates from across the market.
What distinguishes RS Mortgages is its bespoke, down-to-earth approach combined with complete transparency. Rather than operating from a restricted lender list, the firm conducts thorough market searches to identify the most suitable products for each client's specific situation. This independence is matched by straightforward pricing: a single £299 administration fee on completion, with lender commission providing secondary revenue. The business removes friction through free, no-obligation quotations and flexible meeting arrangements—either telephone consultations or face-to-face appointments at their Lansdowne Terrace offices.
Beyond mortgages, RS Mortgages offers complementary protection services including life insurance, critical illness cover, income protection, and household insurance. Their online mortgage calculators provide clients with immediate affordability indicators before engaging with the adviser, empowering informed decision-making.
Ultimately, RS Mortgages delivers affordable, jargon-free expertise grounded in Richard Sullivan's extensive financial market experience, positioning itself as an accessible alternative to impersonal high-street providers.
RS Mortgages NE Ltd is an independent mortgage and protection broker based in Gosforth, Newcastle-upon-Tyne, founded by Richard Sullivan to deliver personalised financial guidance to homebuyers and property investors across the North East and beyond.
The business serves first-time buyers, homeowners seeking remortgages, self-employed professionals, and landlords requiring buy-to-let and limited company mortgages. Whether clients need conventional residential mortgages, Help-to-Buy schemes, or secured loans, RS Mortgages provides comprehensive analysis of individual circumstances to source competitive rates from across the market.
What distinguishes RS Mortgages is its bespoke, down-to-earth approach combined with complete transparency. Rather than operating from a restricted lender list, the firm conducts thorough market searches to identify the most suitable products for each client's specific situation. This independence is matched by straightforward pricing: a single £299 administration fee on completion, with lender commission providing secondary revenue. The business removes friction through free, no-obligation quotations and flexible meeting arrangements—either telephone consultations or face-to-face appointments at their Lansdowne Terrace offices.
Beyond mortgages, RS Mortgages offers complementary protection services including life insurance, critical illness cover, income protection, and household insurance. Their online mortgage calculators provide clients with immediate affordability indicators before engaging with the adviser, empowering informed decision-making.
Ultimately, RS Mortgages delivers affordable, jargon-free expertise grounded in Richard Sullivan's extensive financial market experience, positioning itself as an accessible alternative to impersonal high-street providers.
Services offered
Residential mortgagesBuy-to-let mortgagesHelp-to-Buy mortgagesSelf-employed mortgagesLife insuranceCritical illness coverSecured loansHousehold insurance