One Branch
Mortgage Brokers
One Branch
Reception Business Centre, Edinburgh
# One Branch Mortgages
One Branch is an Edinburgh-based mortgage brokerage with over two decades of experience in the Scottish property market. Since opening in 2001, they have successfully helped more than 3,000 clients secure mortgages tailored to their individual circumstances.
The firm specialises in serving clients who fall outside traditional lending criteria, particularly first-time buyers, self-employed individuals, and those with non-standard requirements. They excel at arranging mortgages for landlords receiving gifted deposits from parents or existing landlords selling properties to tenants. This niche expertise sets them apart from high-street lenders who often reject such applications.
One Branch's approach combines accessibility with specialist knowledge. They offer a mortgage calculator for initial affordability checks and an online application process, making the service convenient. However, the real differentiator is their hands-on team who provide personalised guidance throughout the application journey. Their transparent process, clear communication, and commitment to finding suitable products—rather than simply approving standard applications—resonates with clients seeking reassurance during significant financial decisions.
The brokerage operates transparently about timeframes, claiming mortgages can be secured "in minutes" whilst managing expectations through professional consultation. They also extend services beyond mortgages into insurance provision, offering a more comprehensive financial advisory approach.
Customer testimonials highlight their professionalism, accessibility, and ability to demystify complex processes for nervous applicants.
One Branch is an Edinburgh-based mortgage brokerage with over two decades of experience in the Scottish property market. Since opening in 2001, they have successfully helped more than 3,000 clients secure mortgages tailored to their individual circumstances.
The firm specialises in serving clients who fall outside traditional lending criteria, particularly first-time buyers, self-employed individuals, and those with non-standard requirements. They excel at arranging mortgages for landlords receiving gifted deposits from parents or existing landlords selling properties to tenants. This niche expertise sets them apart from high-street lenders who often reject such applications.
One Branch's approach combines accessibility with specialist knowledge. They offer a mortgage calculator for initial affordability checks and an online application process, making the service convenient. However, the real differentiator is their hands-on team who provide personalised guidance throughout the application journey. Their transparent process, clear communication, and commitment to finding suitable products—rather than simply approving standard applications—resonates with clients seeking reassurance during significant financial decisions.
The brokerage operates transparently about timeframes, claiming mortgages can be secured "in minutes" whilst managing expectations through professional consultation. They also extend services beyond mortgages into insurance provision, offering a more comprehensive financial advisory approach.
Customer testimonials highlight their professionalism, accessibility, and ability to demystify complex processes for nervous applicants.
Services offered
First Time Buyer MortgagesBuy to Let MortgagesSelf-Employed MortgagesLandlord Gifted Deposit MortgagesParent Protected Gifted Deposit MortgagesMortgage CalculatorInsurance ServicesMortgage Application Processing