Fair Mortgages Ltd
Mortgage Brokers
Fair Mortgages Ltd
Kings House, Bristol
# Fair Mortgages Ltd
Fair Mortgages Ltd is an independent mortgage broker based in Bristol that helps UK homeowners and property buyers secure better mortgage deals. Operating as a whole-of-market service, the firm compares deals across over 70 UK lenders to find rates and terms tailored to individual circumstances.
The business serves a diverse clientele including first-time buyers, home movers, buy-to-let investors, those seeking equity release, expats purchasing UK property, and borrowers with previous credit challenges. They specialise in remortgaging for homeowners currently overpaying on their lender's standard variable rate, with particular expertise in mortgage solutions for over-60s.
What distinguishes Fair Mortgages is their access to exclusive deals unavailable on the high street, combined with fast turnaround times for those needing quick mortgage completion. Rather than offering generic solutions, they pride themselves on strong lender relationships that allow case-by-case consideration of complex proposals. This includes lending to customers with defaults or missed payments on their credit history—a gap many mainstream lenders won't fill.
Their service encompasses specialist products including fixed-rate mortgages, tracker rates, cashback deals, offset mortgages, green mortgages and bridging finance. They also advise on raising additional finance secured against existing properties. The firm emphasises transparency through their mortgage calculator and comparison tools, positioning themselves as advisors helping clients avoid the costly mistake of remaining on unsuitable deals.
Fair Mortgages Ltd is an independent mortgage broker based in Bristol that helps UK homeowners and property buyers secure better mortgage deals. Operating as a whole-of-market service, the firm compares deals across over 70 UK lenders to find rates and terms tailored to individual circumstances.
The business serves a diverse clientele including first-time buyers, home movers, buy-to-let investors, those seeking equity release, expats purchasing UK property, and borrowers with previous credit challenges. They specialise in remortgaging for homeowners currently overpaying on their lender's standard variable rate, with particular expertise in mortgage solutions for over-60s.
What distinguishes Fair Mortgages is their access to exclusive deals unavailable on the high street, combined with fast turnaround times for those needing quick mortgage completion. Rather than offering generic solutions, they pride themselves on strong lender relationships that allow case-by-case consideration of complex proposals. This includes lending to customers with defaults or missed payments on their credit history—a gap many mainstream lenders won't fill.
Their service encompasses specialist products including fixed-rate mortgages, tracker rates, cashback deals, offset mortgages, green mortgages and bridging finance. They also advise on raising additional finance secured against existing properties. The firm emphasises transparency through their mortgage calculator and comparison tools, positioning themselves as advisors helping clients avoid the costly mistake of remaining on unsuitable deals.
Services offered
RemortgagesFirst-time buyer mortgagesBuy-to-let mortgagesBridging loansEquity release mortgagesMortgages for adverse creditMortgage comparison serviceSecond mortgages and secured loans