Specialist Mortgages Pro
Mortgage Brokers
Specialist Mortgages Pro
107 South Oval, Northampton
# Specialist Mortgages Pro
Specialist Mortgages Pro is a Northampton-based mortgage and insurance broker serving clients with complex financial circumstances who struggle to access mainstream lending. They specialise in securing mortgages for self-employed professionals, individuals with adverse credit histories, and property investors—demographics typically rejected by high street banks.
The firm distinguishes itself through deep expertise in niche mortgage categories. Their self-employed mortgage service caters to freelancers, contractors and business owners whose variable income makes traditional applications challenging. Their bad credit mortgage offering helps clients rebuild financial credibility despite previous arrears, defaults or CCJs. For property investors, they provide both individual buy-to-let solutions and specialist SPV (Special Purpose Vehicle) mortgages for limited company structures—a complex area requiring particular technical knowledge.
Beyond mortgages, Specialist Mortgages Pro extends protection through complementary insurance products. They arrange high-risk life insurance for occupations mainstream insurers avoid, income protection specifically designed for trades and self-employed workers, and critical illness cover tailored to builders and tradespeople. This integrated approach means clients receive comprehensive financial planning rather than isolated products.
What sets them apart is their willingness to engage with clients other lenders consider too risky, combined with specialist knowledge of lender criteria across the entire market. Rather than applying to one bank, they leverage relationships with numerous specialist lenders to match clients with appropriate products. Their accessibility—offering direct phone consultation—reflects a commitment to personalised service for financially complex situations.
Specialist Mortgages Pro is a Northampton-based mortgage and insurance broker serving clients with complex financial circumstances who struggle to access mainstream lending. They specialise in securing mortgages for self-employed professionals, individuals with adverse credit histories, and property investors—demographics typically rejected by high street banks.
The firm distinguishes itself through deep expertise in niche mortgage categories. Their self-employed mortgage service caters to freelancers, contractors and business owners whose variable income makes traditional applications challenging. Their bad credit mortgage offering helps clients rebuild financial credibility despite previous arrears, defaults or CCJs. For property investors, they provide both individual buy-to-let solutions and specialist SPV (Special Purpose Vehicle) mortgages for limited company structures—a complex area requiring particular technical knowledge.
Beyond mortgages, Specialist Mortgages Pro extends protection through complementary insurance products. They arrange high-risk life insurance for occupations mainstream insurers avoid, income protection specifically designed for trades and self-employed workers, and critical illness cover tailored to builders and tradespeople. This integrated approach means clients receive comprehensive financial planning rather than isolated products.
What sets them apart is their willingness to engage with clients other lenders consider too risky, combined with specialist knowledge of lender criteria across the entire market. Rather than applying to one bank, they leverage relationships with numerous specialist lenders to match clients with appropriate products. Their accessibility—offering direct phone consultation—reflects a commitment to personalised service for financially complex situations.
Services offered
Self-employed mortgagesBad credit mortgagesBuy-to-let mortgagesSPV buy-to-let mortgagesHigh-risk life insuranceIncome protection insuranceCritical illness coverMortgage advisory