# Irish Mortgage: Specialist Cross-Border Property Finance

Irish Mortgage is a London-based mortgage advisory firm specialising in a niche market that most mainstream lenders overlook: UK expats living in Ireland and Irish nationals seeking to purchase property in the UK. This cross-border expertise addresses a genuine gap in the market, as traditional high street banks often struggle with the complexities of international clients and non-standard income situations.

The firm operates as part of Falbros Ltd, an FCA-regulated financial services company, lending credibility and compliance expertise to their operations. They work with clients whose circumstances fall outside conventional lending criteria, including IT contractors, self-employed individuals, limited company directors, and those on investor visas. This specialisation means their advisers understand the specific documentation, tax implications, and employment verification challenges these clients face.

Beyond simply arranging mortgages, Irish Mortgage provides comprehensive financial planning services to contextualise borrowing within broader wealth management. Their service portfolio spans residential and buy-to-let mortgages through to commercial finance and development funding, demonstrating capability across multiple property investment types. The firm offers free initial consultations where experienced advisers assess individual circumstances and recommend tailored solutions, moving beyond one-size-fits-all products.

What distinguishes them is their deep understanding of dual-jurisdiction property transactions combined with sophisticated lending knowledge for non-traditional borrowers. Rather than treating cross-border clients as awkward exceptions, Irish Mortgage has built their entire proposition around serving this demographic effectively.