# Altius Capital Ltd

Altius Capital is a London-based specialist in property finance, offering bespoke mortgage and lending solutions for residential and commercial property ventures. Located in Hornsey Street, North London, the firm bridges the gap between traditional high street lenders and complex property financing needs.

The company primarily serves property developers, buy-to-let investors, and owner-occupiers who fall outside conventional lending criteria. This includes company directors whose business income doesn't fit standard mortgage assessment models, developers undertaking multi-unit residential or commercial projects, and investors building substantial rental portfolios. They're particularly valuable for clients with complex financial structures or those seeking specialist rates and terms unavailable through mainstream banks.

What distinguishes Altius Capital is their flexibility and understanding of non-standard circumstances. Rather than relying on salary and dividends alone, they work with private banks to assess applications based on projected earnings, retained profits and overall business trajectory. Their case studies demonstrate genuine expertise: arranging a 3-year fixed rate mortgage at 2.59% for a rapidly growing business director when high street lenders couldn't help, and structuring development finance for a £3m mixed-use conversion project involving retail, offices and five new residential flats.

The firm combines development finance, commercial mortgages, bridging loans, buy-to-let expertise and refurbishment finance under one roof. Their practical, relationship-driven approach and access to alternative lending sources make them a genuine alternative to conventional lenders, particularly for property professionals with sophisticated requirements.